1015
AMMB Holdings Berhad
Sector: Financial Services | Market: MAIN
Key Financials
Extracted from official Bursa Malaysia quarterly filings. Latest 4 quarters, side by side.
Q3 FY2026Q2 FY2026Q1 FY2026Q4 FY2025
Income Statement
| Metric | Q3 FY2026 RM '000 | Q2 FY2026 RM '000 | Q1 FY2026 RM '000 | Q4 FY2025 RM '000 |
|---|---|---|---|---|
| Interest income | 0.631 | 1,504.344 | 1,529.612 | 0.119 |
| Interest expense | -897.488 | -897.834 | -920.079 | -938.175 |
| Net interest income | 618.541 | 606.51 | 609.533 | 584.212 |
| Net income from Islamic banking | 360.692 | 362.705 | 357.811 | 360.355 |
| Other operating income | 401.282 | 292.057 | 292.733 | 2.739 |
| Share in results of associates and joint ventures | 30.047 | 30.57 | 30.665 | 38.903 |
| Net income | 401.913 | 1,291.842 | 1,290.742 | 2.858 |
| Other operating expenses | -10.635 | -567.837 | -563.922 | -9.904 |
| Operating profit before impairment losses | 698.587 | 724.005 | 726.82 | 704.965 |
| Allowance for impairment on loans, advances and financing | -14.799 | - | - | - |
| Allowances for impairment on loans, advances and financing | - | -208.731 | -87.073 | -56.049 |
| (Allowances for)/Writeback of impairment on: Financial investments | - | - | - | -7.125 |
| Writeback of impairment on: Financial investments | - | - | 12.505 | - |
| Writeback of (Allowances for) impairment on financial investments | 3.254 | 142.996 | - | - |
| Writeback of (Allowances for) impairment on other financial assets | -1.668 | -0.411 | - | - |
| Writeback of impairment on: Other financial assets | - | - | 1.606 | - |
| (Allowances for)/Writeback of impairment on: Other financial assets | - | - | - | -0.389 |
| Writeback of provision/(Provision) for commitments and contingencies | 0.258 | - | - | - |
| Writeback of provision for commitments and contingencies | - | 39.475 | 0.501 | - |
| (Allowances for)/Writeback of impairment on: Non-financial assets | - | - | - | 17.802 |
| Other recoveries, net | 0.004 | 2.947 | 0.018 | 0.007 |
| (Provision)/Writeback of provision for commitments and contingencies | - | - | - | -3.059 |
| Profit before taxation and zakat | 685.636 | 700.281 | 654.377 | - |
| Taxation and zakat | -156.001 | -165.74 | -138.32 | -142.045 |
| Profit before taxation and zakat from continuing operations | - | - | - | 656.152 |
| Net profit | 391.101 | - | - | - |
| Profit for the financial period | - | - | 516.057 | - |
| Net profit / Profit for the financial period | - | 534.541 | - | - |
| Profit after taxation and zakat from continuing operations | - | - | - | 514.107 |
| Earnings per share (EPS) Basic/Diluted (sen) | - | 0.016 | - | - |
| Profit attributable to equity holders of the Company | 529.579 | - | 516.176 | - |
| Profit before/after taxation from discontinued operation | - | - | - | 0 |
| Earnings per share (Basic/Diluted) (SEN) | 0.016 | - | 0.016 | - |
| Profit attributable to non-controlling interests | - | - | -0.119 | - |
| Profit for the financial quarter/year | - | - | - | 514.107 |
| Profit for the financial quarter/year attributable to: Equity holders of the Company | - | - | - | 513.926 |
| Profit for the financial quarter/year attributable to: Non-controlling interests | - | - | - | 0.181 |
| Earnings per share (EPS) - Basic/Diluted for continuing operations (sen) | - | - | - | 0.016 |
| Earnings per share (EPS) - Basic/Diluted for discontinued operation (sen) | - | - | - | 0 |
| Profit before taxation | 391.278 | - | - | - |
| Taxation | -0.177 | - | - | -0.04 |
| Earnings per share (EPS) - Basic/Diluted combined (sen) | - | - | - | 0.016 |
| (Loss)/Profit before taxation | - | - | - | -7.046 |
| (Loss)/Profit for the financial quarter/year | - | - | - | -7.086 |
Balance Sheet
| Metric | Q3 FY2026 RM '000 | Q2 FY2026 RM '000 | Q1 FY2026 RM '000 | Q4 FY2025 RM '000 |
|---|---|---|---|---|
| ASSETS | 202,203.329 | 0 | 196,181.377 | 199,043.588 |
| Cash and short-term funds | 6,109.443 | 7,124.648 | 6,743.7 | 6,759.126 |
| Derivative financial assets | 1,069.99 | 750.902 | 964.402 | 652.209 |
| Financial assets at fair value through profit or loss ("FVTPL") | 7,236.552 | 7,865.862 | 8,073.228 | - |
| Financial investments at fair value through other comprehensive income ("FVOCI") | 28,995.156 | 28,613.298 | 27,104.472 | 25,447.763 |
| Financial investments at amortised cost | 11,387.454 | 10,667.051 | 10,320.745 | 12,041.303 |
| Loans, advances and financing | 140,862.071 | 138,629.651 | 136,343.111 | 137,130.068 |
| Statutory deposits with Bank Negara Malaysia | 1,420.786 | 1,407.701 | 1,399.089 | 2,774.414 |
| Deferred tax assets | 250.162 | 216.19 | 190.006 | 271.05 |
| Investments in subsidiaries | 10,852.185 | 0 | 10,852.185 | 10,852.185 |
| Investments in associates and joint ventures | 1,386.679 | 1,359.497 | 1,428.68 | 1,478.914 |
| Other assets | 2,576.322 | 2,846.763 | 2,884.435 | 3,943.383 |
| Property and equipment | 161.979 | 152.663 | 150.268 | 141.915 |
| Right-of-use assets | 287.109 | 247.949 | 120.786 | 126.308 |
| Intangible assets | 459.626 | 460.821 | 458.455 | 458.69 |
| TOTAL ASSETS | 202,203.329 | 200,342.996 | 196,181.377 | 199,043.588 |
| LIABILITIES AND EQUITY | 202,203.329 | 0 | 196,181.377 | 199,043.588 |
| Deposits and placements with banks and other financial institutions | - | - | - | 0 |
| Deposits from customers | 143,689.459 | 140,042.175 | 137,987.229 | 141,547.041 |
| Investment accounts of customers | 1,030.383 | 123.697 | 12.806 | 12.48 |
| Financial assets at fair value through profit or loss | - | - | - | 7,818.445 |
| Deposits and placements of banks and other financial institutions | 7,727.541 | 8,508.075 | 6,941.337 | 7,579.328 |
| Securities sold under repurchase agreements | 3,026.473 | 5,728.928 | 4,807.035 | 5,951.549 |
| Recourse obligation on loans and financing sold to Cagamas Berhad | 6,550.086 | 7,050.074 | 7,255.074 | 6,555.071 |
| Derivative financial liabilities | 1,270.436 | 933.84 | 1,155.533 | 608.236 |
| Financial liabilities at fair value through profit or loss | 335.984 | 223.781 | 202.162 | 178.818 |
| Term funding | 8,705.837 | 7,727.738 | 8,241.43 | 7,542.831 |
| Debt capital | 4,395 | 4,795 | 4,395 | 4,395 |
| Other liabilities | 4,313.986 | 4,142.351 | 4,619.242 | 4,051.515 |
| Total Liabilities | 181,045.185 | 179,275.659 | 175,616.848 | 178,421.869 |
| Share capital | 6,376.24 | 6,376.24 | 6,376.24 | 6,376.24 |
| Treasury shares | -37.951 | -34.452 | -69.943 | -53.522 |
| Reserves | 14,819.202 | 14,724.802 | 14,257.442 | 14,298.092 |
| Equity attributable to equity holders of the Company | 21,157.491 | 21,066.59 | 20,563.739 | 20,620.81 |
| Non-controlling interests | 0.653 | 0.747 | 0.79 | 0.909 |
| Total Equity | 21,158.144 | 21,067.337 | 20,564.529 | 20,621.719 |
| TOTAL LIABILITIES AND EQUITY | 202,203.329 | 200,342.996 | 196,181.377 | 199,043.588 |
Cash Flow Statement
| Metric | Q3 FY2026 RM '000 | Q2 FY2026 RM '000 | Q1 FY2026 RM '000 | Q4 FY2025 RM '000 |
|---|---|---|---|---|
| CASH FLOWS FROM OPERATING ACTIVITIES | 0 | 0 | 0 | 0 |
| Profit before taxation and zakat | 2,040.294 | 1,354.658 | 654.377 | - |
| Adjustments for: | 0 | 0 | 0 | 0 |
| Net accretion of discount for securities | 1.102 | -5.187 | -6.583 | -33.218 |
| Allowances for ECL on loans, advances and financing, net | 556.433 | 436.498 | 171.126 | 509.417 |
| Dividend income | -3.351 | -3.351 | -2.61 | -4.406 |
| Net loss/(gain) on revaluation of derivatives | - | 77.467 | - | - |
| Net (gain)/loss on revaluation of financial assets at FVTPL | -76.149 | -95.306 | -22.471 | - |
| Net gain on sale of financial investments at FVOCI | -102.838 | -92.631 | -36.21 | -32.943 |
| Net gain on revaluation of derivatives | - | - | -32.649 | -83.415 |
| Net gain on sale of financial assets at FVTPL | -76.53 | -92.21 | -31.041 | - |
| Other non-operating and non-cash items | -185.544 | -183.981 | -39.667 | -7.749 |
| Operating profit/(loss) before working capital changes | 2,168.816 | 1,395.957 | 654.272 | 3,048.394 |
| Decrease/(Increase) in operating assets: | 0 | 0 | - | 0 |
| Financial assets at FVTPL | 757.921 | 156.669 | -193.617 | - |
| Loans, advances and financing | -4,281.088 | -1,930.665 | 618.902 | -5,527.359 |
| (Increase)/Decrease in operating assets: | - | - | 0 | - |
| Net loss on revaluation of derivatives | 15.399 | - | - | - |
| Statutory deposits with Bank Negara Malaysia | 1,353.628 | 1,366.713 | 1,375.325 | -161.701 |
| Profit before taxation and zakat - Continuing operations | - | - | - | 2,587.252 |
| Other assets | 1,072.851 | 937.345 | 966.669 | 343.024 |
| Profit before taxation and zakat - Discontinued operation | - | - | - | 0 |
| (Decrease)/Increase in operating liabilities: | - | 0 | 0 | 0 |
| Deposits from customers | 2,142.418 | -1,504.866 | -3,559.812 | -834.174 |
| Profit before taxation and zakat including discontinued operation | - | - | - | 2,587.252 |
| Investment accounts of customers | 1,017.903 | 111.217 | 0.326 | -1.579 |
| Deposits and placements of banks and other financial institutions | 120.588 | 910.463 | -647.067 | - |
| Securities sold under repurchase agreements | -2,925.076 | -222.621 | -1,144.514 | -376.786 |
| Recourse obligation on loans and financing sold to Cagamas Berhad | -4.985 | 495.003 | 700.003 | - |
| Financial liabilities at fair value through profit or loss | 170.182 | 30.196 | 14.41 | 140.853 |
| Term funding | 1,238.047 | 225.584 | 751.728 | 5,086.91 |
| Net loss/(gain) on revaluation of financial assetsat fair value through profit or loss | - | - | - | 231.976 |
| Other liabilities | 288.112 | 164.732 | 234.486 | -156.589 |
| Increase/(Decrease) in operating liabilities: | 0 | - | - | - |
| Net gain on sale of financial assetsat fair value through profit or loss | - | - | - | -100.718 |
| Cash generated from/(used in) operations | 3,119.317 | 2,135.727 | - | 1,393.791 |
| Taxation and zakat paid, net | -136.561 | -136.739 | -60.148 | - |
| Adjustment on the gain on disposal of subsidiary | - | - | - | 0 |
| Net cash generated from/(used in) operating activities | 2,982.756 | 1,998.988 | - | 907.487 |
| Provision for restructuring expenses | - | - | - | 0 |
| Cash (used in)/generated from operations | - | - | -228.889 | - |
| CASH FLOWS FROM INVESTING ACTIVITIES | 0 | 0 | 0 | 0 |
| (Writeback of)/allowances for impairment on non-financial assets | - | - | - | -17.802 |
| Net cash (used in)/generated from operating activities | - | - | -289.037 | - |
| Purchase of treasury shares | -23.065 | -19.567 | -16.421 | -44.716 |
| Dividend/Distribution income received | 187.75 | 185.42 | 84.679 | 80.706 |
| Proceeds from disposal of property and equipment | 0.056 | 0.047 | 0.008 | 1.088 |
| Purchase of financial investments, net | -2,574.101 | -1,444.129 | - | - |
| Financial assets at fair value through profit or loss | - | - | - | 2,117.415 |
| Purchase of property and equipment and intangible assets | -92.696 | -58.495 | -30.687 | -89.409 |
| Net cash (used in)/generated from investing activities | -2,502.056 | -1,336.724 | - | - |
| Disposal/(Purchase) of financial investments, net | - | - | 247.26 | - |
| CASH FLOWS FROM FINANCING ACTIVITIES | 0 | 0 | 0 | 0 |
| Net cash generated from/(used in) investing activities | - | - | 284.839 | - |
| Dividends paid by the Company to its shareholders | -1,070.765 | -657.35 | - | -889.386 |
| Distributions paid for ESS | -5.932 | -5.911 | - | - |
| Repayment of lease liabilities | -53.89 | -35.339 | - | -68.967 |
| Repayment of lease liabilities, representing net cash used in financing activities | - | - | -12.142 | - |
| Deposits and placements of banks and otherfinancial institutions | - | - | - | -1,359.668 |
| Proceeds from issuance of Subordinated Sukuk | - | 400 | - | - |
| Net (decrease)/increase in cash and cash equivalents | -650.037 | - | -16.34 | - |
| Cash and cash equivalents at beginning of the financial year | 6,761.436 | 6,761.436 | 6,761.436 | 6,494.082 |
| Net cash used in financing activities | -1,130.737 | -298.6 | - | -961.963 |
| Effect of exchange rate changes | -0.038 | 0 | 0.011 | -0.058 |
| Net increase/(decrease) in cash and cash equivalents | - | 363.664 | - | 267.412 |
| Recourse obligation on loans and financing sold toCagamas Berhad | - | - | - | -924.949 |
| Cash and cash equivalents at end of the financial period | 6,111.361 | 7,125.1 | 6,745.107 | - |
| Taxation and zakat (paid)/refund, net | - | - | - | -486.304 |
| Dividends paid to non-controlling interests by subsidiaries | -0.15 | - | - | - |
| Disposal of financial investments | - | - | - | 388.719 |
| Subscription of shares in joint venture | - | - | - | -14.5 |
| Net cash generated from investing activities | - | - | - | 321.888 |
| Dividends paid for ESS | - | - | - | -3.31 |
| Dividends paid to non-controlling interests | - | - | - | -0.3 |
| Cash and cash equivalents at end of the financial year | - | - | - | 6,761.436 |
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