1023
CIMB Group Holdings Berhad
Sector: Financial Services | Market: MAIN
Key Financials
Extracted from official Bursa Malaysia quarterly filings. Latest 4 quarters, side by side.
Q4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Income Statement
| Metric | Q4 FY2025 RM '000 | Q3 FY2025 RM '000 | Q2 FY2025 RM '000 | Q1 FY2025 RM '000 |
|---|---|---|---|---|
| Income and Expenses Section | - | 0 | - | - |
| UNAUDITED CONSOLIDATED STATEMENTS OF INCOME FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 | - | - | 0 | - |
| Interest income | 5,713.344 | 5,764.19 | 96.824 | 96.557 |
| Interest expense | -3,274.493 | -3,393.407 | -150.171 | -148.169 |
| Interest income for financial assets at fair value through profit or loss | 440.924 | 447.938 | 451.561 | - |
| Net interest income (before modification loss) | 2,879.775 | 2,818.721 | 2,798.199 | 2,822.465 |
| Modification loss | -14.311 | -25.585 | -10.213 | -5.875 |
| Net interest income (after modification loss) | 2,865.464 | 2,793.136 | 2,787.986 | 2,816.59 |
| Income from Islamic Banking operations | 1,170.63 | 1,307.099 | 1,266.745 | 1,214.309 |
| Fee and commission income | 847.076 | 875.822 | 849.59 | 889.969 |
| Fee and commission expense | -277.878 | -261.305 | -267.901 | -275.201 |
| Net fee and commission income | 569.198 | 614.517 | 581.689 | 614.768 |
| Other non-interest income | 813.637 | 1,232.962 | 965.341 | 853.341 |
| Net income | 5,418.929 | 5,947.714 | 775.841 | 1,708.183 |
| Overheads | -2,704.51 | -2,791.484 | -7.81 | -6.952 |
| Profit before expected credit losses | 2,714.419 | 3,156.23 | 768.031 | 1,701.231 |
| Expected credit losses on loans, advances and financing | -252.548 | -433.663 | -408.501 | -287.617 |
| Expected credit losses (made)/written back for commitments and contingencies | -4.884 | -15.799 | - | -0.232 |
| Other expected credit losses and impairment allowances made | - | - | -42.716 | -23.172 |
| Expected credit losses written back for commitments and contingencies | - | - | 47.078 | - |
| Profit before taxation and zakat | 2,562.868 | - | 2,647.592 | 2,627.037 |
| Other expected credit losses and impairment allowances written back/(made) | 48.963 | 119.035 | - | - |
| Taxation and zakat | -614.407 | - | -717.33 | -599.385 |
| Profit before taxation | - | 2,842.539 | 776.186 | 1,701.611 |
| Profit for the financial period | - | 2,122.055 | 775.576 | 1,701.18 |
| Share of results of joint ventures | - | - | 0.148 | - |
| Profit for the financial period/year | 1,948.461 | - | - | - |
| Earnings per share attributable to ordinary equity holders of the Parent - Basic (sen) | 0.018 | - | 0.018 | 0.018 |
| Share of results of associates | - | - | 1.039 | - |
| Taxation | - | -720.484 | -0.61 | -0.431 |
| Earnings per share attributable to ordinary equity holders of the Parent - Diluted (sen) | 0.018 | - | 0.018 | 0.018 |
| Profit attributable to owners of the Parent | - | 2,077.96 | - | - |
| Profit attributable to Non-controlling interests | - | 44.095 | - | - |
| Net interest expense | - | - | -53.347 | -51.612 |
| Earnings per share - Basic (sen) | - | 0.019 | - | - |
| Earnings per share - Diluted (sen) | - | 0.019 | - | - |
| Net non-interest income | - | - | 829.188 | 1,759.795 |
| UNAUDITED STATEMENTS OF INCOME FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 | - | - | 0 | - |
| Other expected credit losses and impairment allowances written back | - | - | 8.155 | 0.38 |
Balance Sheet
| Metric | Q4 FY2025 RM '000 | Q3 FY2025 RM '000 | Q2 FY2025 RM '000 | Q1 FY2025 RM '000 |
|---|---|---|---|---|
| ASSETS | 778,724.39 | 778,529.65 | 769,243.066 | 769,553.886 |
| Cash and short-term funds | 28,184.472 | 25,770.319 | 29,244.281 | 31,017.216 |
| Reverse repurchase agreements/reverse Collateralised Commodity Murabahah | 14,205.733 | 11,342.536 | 11,849.624 | 10,223.26 |
| Deposits and placements with banks and other financial institutions | 4,657.598 | 7,851.841 | 6,046.451 | 5,626.114 |
| Financial investments at fair value through profit or loss | 64,700.485 | 67,434.799 | 59,495.102 | 57,724.418 |
| Debt instruments at fair value through other comprehensive income | 85,328.683 | 85,474.811 | 81,346.594 | 82,015.794 |
| Equity instruments at fair value through other comprehensive income | 601.576 | 739.976 | 388.462 | 390.435 |
| Debt instruments at amortised cost | 80,128.693 | 82,414.818 | 80,878.046 | 83,783.748 |
| Derivative financial instruments | 15,691.607 | 15,701.043 | 18,991.437 | 12,616.884 |
| Loans, advances and financing | 444,920.43 | 439,415.334 | 439,451.603 | 440,191.35 |
| Other assets | 17,863.882 | 22,335.625 | 22,107.951 | 19,047.952 |
| Amount due from a subsidiary | 0 | 0 | 0.001 | 0 |
| Tax recoverable | 524.583 | 416.352 | 454.244 | 426.115 |
| Deferred tax assets | 1,118.487 | 1,112.257 | 1,139.637 | 1,359.752 |
| Statutory deposits with central banks | 8,216.864 | 7,039.337 | 7,790.05 | 12,266.105 |
| Investment in subsidiaries | 0 | 0 | 35,444.142 | 35,463.379 |
| Investment in associates and joint ventures | 2,380.521 | 2,366.469 | 2,349.478 | 2,351.401 |
| Property, plant and equipment | 2,084.732 | 2,117.118 | 1,894.661 | 1,932.189 |
| Right-of-use assets | 474.423 | 475.16 | 469.88 | 580.769 |
| Investment properties | 8.337 | 8.433 | 8.414 | 8.459 |
| Goodwill | 6,134.805 | 6,198.92 | 6,245.58 | 6,302.821 |
| Intangible assets | 1,924.521 | 1,910.572 | 1,892.2 | 1,923.26 |
| TOTAL ASSETS | 778,724.39 | 778,529.65 | 769,243.066 | 769,553.886 |
| LIABILITIES AND EQUITY | 778,724.39 | 778,529.65 | 769,243.066 | 699,196.612 |
| Deposits from customers | 477,755.341 | 473,091.431 | 467,432.909 | 464,416.92 |
| Investment accounts of customers | 32,291.771 | 29,906.933 | 27,429.488 | 25,798.339 |
| Deposits and placements of banks and other financial institutions | 49,907.561 | 49,356.263 | 45,191.984 | 50,287.839 |
| Repurchase agreements/Collateralised Commodity Murabahah | 42,765.709 | 49,500.817 | 50,903.611 | 59,558.31 |
| Financial liabilities at fair value through profit or loss | 13,183.149 | 11,597.839 | 11,786.746 | 12,568.702 |
| Bills and acceptances payable | 2,003.572 | 2,126.189 | 1,898.161 | 1,989.497 |
| Other liabilities | 25,072.224 | 26,602.64 | 27,189.637 | 24,811.976 |
| Lease liabilities | 358.922 | 361.655 | 392.001 | 518.263 |
| Recourse obligation on loans and financing sold to Cagamas | 5,071.98 | 5,320.462 | 5,306.382 | 4,947.997 |
| Amount due to subsidiaries | 0 | 0 | 4.546 | 0 |
| Provision for taxation and zakat | 110.803 | - | 67.879 | 232.903 |
| Deferred tax liabilities | 18.083 | 80.979 | 47.982 | 48.066 |
| Bonds, Sukuk and debentures | 17,119.234 | 15,408.975 | 15,186.134 | 15,262.383 |
| Other borrowings | 13,175.494 | 13,575.881 | 14,186.628 | 14,806.783 |
| Provision for taxation | - | 173.34 | - | - |
| Subordinated obligations | 12,291.174 | 13,834.126 | 11,341.462 | 11,331.75 |
| TOTAL LIABILITIES | 706,816.624 | 706,638.573 | 697,352.441 | 699,196.612 |
| Ordinary share capital | 29,774 | 29,646.708 | 29,567.403 | 29,476.981 |
| Reserves | 40,587.721 | 40,675.248 | 40,787.378 | 39,268.998 |
| Less: Shares held under trust | -0.563 | -0.563 | -0.563 | -0.563 |
| Treasury shares, at cost | -0.043 | -0.043 | -0.043 | -0.043 |
| TOTAL EQUITY | 71,907.766 | 71,891.077 | 71,890.625 | 70,357.274 |
| TOTAL EQUITY AND LIABILITIES | 778,724.39 | 778,529.65 | 769,243.066 | 769,553.886 |
| Total Equity before perpetual preference shares and non-controlling interests | - | 70,321.35 | 70,354.175 | - |
| Perpetual preference shares | - | 200 | 200 | 200 |
| Non-controlling interests | - | 1,369.727 | 1,336.45 | 1,411.901 |
| Total equity subtotal | - | - | - | 68,745.373 |
Cash Flow Statement
| Metric | Q4 FY2025 RM '000 | Q3 FY2025 RM '000 | Q2 FY2025 RM '000 | Q1 FY2025 RM '000 |
|---|---|---|---|---|
| Cash flows from operating activities | 0 | 0 | 0 | 0 |
| Profit before taxation and zakat | 10,680.036 | - | 5,274.629 | 2,627.037 |
| Adjustments for non-operating and non-cash items | -4,077.228 | -3,269.81 | -2,069.238 | -1,074.323 |
| Operating profit/(loss) before changes in working capital | 6,602.808 | 4,847.358 | 3,205.391 | 1,552.714 |
| Net changes in operating assets | -17,445.199 | -16,367.72 | -4,616.808 | -6,047.601 |
| Net changes in operating liabilities | 16,195.372 | 15,796.48 | 6,120.694 | 14,290.535 |
| Net changes in operating assets and liabilities subtotal | -1,249.827 | - | 1,503.886 | - |
| Profit before taxation | - | 8,117.168 | - | - |
| Cash flows generated from/(used in) operations | 5,352.981 | 4,276.118 | 4,709.277 | 9,795.648 |
| Taxation and zakat paid | -2,689.865 | - | -2,277.55 | -2,277.55 |
| Net cash flows generated from/(used in) operating activities | 2,663.116 | 1,998.568 | 2,431.727 | 7,518.098 |
| Cash flows from investing activities | 0 | 0 | 0 | 0 |
| Dividend income from subsidiaries | 0 | 0 | 0 | 0 |
| Subtotal - cash flows from operating activities before changes in working capital | - | -571.24 | - | - |
| Interest income received from financial investments | 5,299.29 | 3,843.931 | 2,710.713 | 1,100.59 |
| Net purchase of financial investments | -5,969.237 | -8,373.035 | -3,592.052 | -7,719.112 |
| Taxation paid | - | -2,277.55 | - | - |
| Net (purchase)/disposal of property, plant and equipment | -469.286 | -268.159 | -294.922 | - |
| Net purchase of intangible assets | -611.166 | -418.407 | -269.368 | -160.724 |
| Other investing activities | 234.597 | 121.01 | 9.429 | -4.812 |
| Net cash flows (used in)/generated from investing activities | -1,515.802 | -5,094.66 | -1,436.2 | -7,079.503 |
| Cash flows from financing activities | 0 | 0 | 0 | 0 |
| Dividend paid to shareholders | -5,028.537 | -4,273.249 | -2,146.979 | -2,146.979 |
| / | - | - | - | 32,080.091 |
| Interest paid on bonds, Sukuk and debentures | -632.054 | -541.523 | -311.767 | -210.423 |
| Interest paid on subordinated obligations | -444.734 | -339.786 | -231.431 | -110.588 |
| Interest paid on term loan facility and other borrowings | -447.915 | -347.065 | -184.048 | -97.968 |
| Proceeds from issuance of bonds, Sukuk and debentures | 4,359.418 | 2,251.68 | 1,498.798 | 1,263.177 |
| Proceeds from issuance of subordinated obligations | 4,050 | 2,500 | 0 | - |
| Proceeds from term loan facility and other borrowings | 6,021.832 | 5,329.347 | 4,992.76 | 4,491.336 |
| Redemption of bonds, Sukuk and debentures | -1,278.459 | -1,061.744 | -596.964 | -351.526 |
| Redemption of subordinated obligations | -3,069.501 | 0 | 0 | - |
| Net purchase from disposal of property, plant and equipment | - | - | - | -295.445 |
| Repayment of term loan facility and other borrowings | -3,737.494 | -2,855.164 | -1,840.59 | -1,732.237 |
| Other financing activities | -462.393 | -133.855 | -114.934 | 504.469 |
| Net cash flows used in financing activities | -669.837 | - | - | - |
| Net increase/(decrease) in cash and cash equivalents during the financial year | 477.477 | - | - | - |
| Effects of exchange rate changes | -981.568 | -425.57 | -532.225 | 1.351 |
| Cash and cash equivalents at beginning of the financial year | 30,030.884 | - | - | - |
| Cash and cash equivalents at end of the financial year | 29,526.793 | - | - | - |
| Cash and cash equivalents comprise: | 0 | 0 | 0 | 0 |
| Cash and short-term funds | 28,184.472 | 25,770.319 | 29,244.281 | 31,017.216 |
| Net cash flows generated from/(used in) financing activities | - | 528.641 | 1,064.845 | 1,609.261 |
| Net (decrease)/increase in cash and cash equivalents during the financial period | - | -2,567.451 | - | - |
| Deposits and placements with banks and other financial institutions | 4,657.598 | 7,851.841 | 6,046.451 | 5,626.114 |
| Less: Cash and short-term funds and deposits and placements with financial institutions, with original maturity of more than three months | -2,778.989 | -6,028.835 | - | -3,997.101 |
| Restricted cash | -536.288 | -555.462 | -556.056 | -566.138 |
| Cash and cash equivalents at beginning of the financial period | - | 30,030.884 | 30,030.884 | 30,030.884 |
| Cash and cash equivalents at end of the financial period | - | 27,037.863 | 31,559.031 | 32,080.091 |
| Net increase/(decrease) in cash and cash equivalents during the financial period | - | - | 2,060.372 | 2,047.856 |
| Subtotal cash and placements | - | 33,622.16 | - | - |
| Net cash and cash equivalents at end of financial period | - | 27,037.863 | - | - |
| Cash and short-term funds and deposits and placements with financial institutions, with original maturity of more than three months (deduction) | - | - | -3,175.645 | - |
| Total cash and cash equivalents | - | - | 31,559.031 | - |
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